If you had the financial freedom to do three things, what would you do? Get rid of that old dining room furniture and replace it with something new?Break away from the daily grind and take that much needed vacation? Tackle that credit card debt and pay down your balance from all that holiday spending?If you answered yes to any of these questions, a line of credit may be a solution for you. A line of credit is a revolving loan with a preapproved credit limit that’s available over a specified period of time.Once approved for a line of credit,Cheap NFL Jerseys, you can access the funds on the line of credit whenever you need to. The money available on a line of credit account can be withdrawn at any time during the specified time period. As you make payments on a line of credit, those funds are made accessible again.ScotiaLine is now available for customers in Guyana at a low introductory rate at 9.99%. It functions like an “open loan” and once you’re approved,Cheap NFL Jerseys, the money is there, available for you to access any time – by cheque,Cheap Jerseys 2018, phone,Cheap Jerseys China, online or at any Scotiabank branch.So how does a ScotiaLine of credit differ from a personal loan?With a personal loan,Cheap Authentic NFL Jerseys, you make a one-time withdrawal of your total loan amount, and pay back a set amount every month. The ScotiaLine differs because it’s accessible to you at anytime.What’s more, is that you can even set up your own repayment schedule. You can decide if you want to pay it in full every month,Cheap NFL Jerseys Stitched, make a minimum payment or establish fixed repayments.“There are a number of ways ScotiaLine can help you take more control of your finances. For example, paying off your credit card debt with the money available on your ScotiaLine will help you save more money overtime. You can pay down that debt at a manageable interest rate when the balance is on your ScotiaLine,” says Amanda St. Aubyn, Country Manager, Scotiabank Guyana.With ScotiaLine you can be your own loan manager, St. Aubyn says. It’s a pre-set limit that you control and interest is only charged on the amount you withdraw. You can also control how much you spend and set up a repayment schedule that works for you.